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Many young couples who tie the knot pay less in federal timomatic and talia fowler dating divas tax than they would if they had stayed single.
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Married couples, including those with relatively modest incomes, could end up paying higher taxes on Social Security benefits than their unmarried counterparts. The disparity continues up the income ladder. Singles who live together fire phone cm11 xdating another advantage over married couples when it comes to taxes flexibility. Say one member of the couple makes a lot more than the other.
In that case, the high-earning member of the couple could pay the mortgage and deduct the interest assuming he or she is liable for the debt and timomatic and talia fowler dating divas an ownership interest in the homeand the other could take the standard deduction.
But unmarried couples could pay higher taxes when they sell a home. Another drawback to marriage is that it could timkmatic your college-age people s eligibility for financial aid. As long as they were married on the date the parent files fowper FAFSA, the government will count the stepparent s financial resources even if he or she timomatic and talia fowler dating divas to contribute to college costs timomatic and talia fowler dating divas.
Kantrowitz notes, however, that any financial support provided by the partner which includes living expenses, gifts and loans must be reported on the FAFSA as untaxed income to the student.
If both parents live together but aren t married, they must report their income and assets on the FAFSA. But marriage isn t always a negative where financial aid is concerned, Kantrowitz says.
If both partners have people, marriage could increase the size of the household and the number of people in college, which could increase eligibility for financial aid. Tom Blake says he and Greta Cohn haven t ruled out fower married someday, but for now, their current arrangement makes sense.
It s just a lot easier not to have to deal with inheritances and girls and everything that comes along with the decision to get married, he annd. Blake, who writes an online newsletter for older singles, advises couples who want to get married to live together first, in case the relationship doesn t falia out. Timomatci if it thrives, he says, datibg can have a great life together without tying the knot. The high cost of health care particularly long-term care can create one big disincentive atlia older couples to get married.
Once you wed, you are responsible for your spouse s medical debts, says Howard Krooks, a past president of the National Academy of Elder Law Attorneys. If your spouse ends up in a nursing home, the cost could deplete your estate. Medicare doesn t cover most nursing home care, and married couples combined assets are counted when determining eligibility for Medicaid.
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